OnTrack with Milford

Financial risk is normally associated with losing money, but what about the risk of not taking enough risk? Milford Financial Adviser Jessica Travers chats with Toni, Jase and Sam on The Coast about why being conservative with your financial decisions might not get you the returns you need to reach your goals.

The word diversification is thrown around a lot in financial circles – but what does it actually mean? KiwiSaver Financial Adviser at Milford, Liam Robertson, gives Bree and Clint from ZM an easy-to-understand example of what diversification could look like.

Diversification can be simply explained as not putting all your eggs in one basket – but what does that actually mean in practical terms? Senior KiwiSaver Financial Adviser at Milford, Liam Robertson, talks with PJ and Matty from The Hits about what diversification involves, and what it means for your KiwiSaver funds.

A common question people ask is, "Which KiwiSaver fund is right for me?" Milford's Senior KiwiSaver Financial Adviser, Liam Robertson, joined PJ and Matty on The Hits to discuss fund suitability and how your choice can impact your future balance. He emphasises the importance of reviewing your financial goals, understanding your risk tolerance, and considering your investment timeframe.

Milford's Senior KiwiSaver Financial Adviser, Liam Robertson, joined Bree and Clint on ZM to tackle a common question: "Which KiwiSaver fund is right for me?" Liam explained fund choice and suitability, emphasising the importance of reviewing your financial goals, understanding your risk tolerance, and considering your investment timeframe.

Entering your 40s often means a shift in life priorities, and with that comes new financial considerations. Milford Financial Adviser Jessica Travers joined Toni, Jase, and Sam on The Coast to discuss what to focus on during this stage – ranging from paying down your mortgage, building your investment portfolio, reviewing your KiwiSaver contributions and the importance of starting conversations with your children about money.

Moving into your 30s, your earning potential likely increases, along with life expenses. Milford Financial Adviser Nicky Reid chats with Toni, Jase and Sam on The Coast about how to avoid the ‘lifestyle creep’ as your pay packet grows, and ways to keep focused on long-term goals.

$500m of government contributions to KiwiSaver were missed out on last year, because people didn’t contribute enough to meet the threshold. Senior KiwiSaver Financial Adviser at Milford, Liam Robertson, talks with Bree and Clint from ZM about how you can ensure you receive the government’s annual $521.

Did you know you’re not alone when it comes to building up your KiwiSaver balance? Senior KiwiSaver Financial Adviser at Milford, Liam Robertson, talks with PJ and Matty from The Hits about the other parties that contribute to your KiwiSaver and how you can ensure you don’t miss out on the annual government contribution of $521.

Are you afraid of risk when it comes to investing? Head of KiwiSaver at Milford, Murray Harris, talks with PJ and Matty from The Hits about how risk can be your friend if you understand it.